Buy-now-pay-later has changed how many UAE households finance electronics purchases. Instead of maxing out a credit card, you split the order into four interest-free payments — one at checkout, three over the following months. Quick Cart Express supports both Tabby and Tamara at checkout on eligible orders.
At checkout, select Tabby or Tamara as your payment method. You'll be redirected to a short approval flow — a UAE mobile number, ID, and quick eligibility check. Approved orders are split into 4 equal payments: pay the first at checkout, the remaining three follow monthly. No interest is charged if you pay on time.
Larger purchases benefit most — a new laptop, a flagship phone, or a family appliance package. Spreading a 5,000 AED refrigerator into four 1,250 AED payments changes the household budgeting equation without adding interest cost.
Approval is decided by Tabby or Tamara at the point of checkout. Approval decisions are based on their own credit criteria — we cannot override or influence the decision. If one provider declines, the other may still approve.
If you return a BNPL order, the refund is coordinated between us and the BNPL provider. Any instalments already paid are refunded and future instalments cancelled.
Is there interest on Tabby or Tamara?
No — payments are split into 4 interest-free instalments provided you pay on time. Late fees may apply per each provider's terms.
Can I use BNPL for any product?
Most products are eligible. Very small orders and certain restricted items may not qualify. Eligibility is shown at checkout.
Do I need a credit card for Tabby or Tamara?
You need a valid UAE debit or credit card for the first payment and subsequent instalments.
Does BNPL affect my credit score?
Tabby and Tamara have their own approval and reporting policies. Please refer to their terms for details.